You begin to see why this house moving/buying lark is considered one of the most stressful things you can do! Today got an email from both my solicitor and my financial adviser. The solicitor to say the mortgage company doesn’t accept the normal (electronic presumably) searches that they do and instead it has to be ‘paper’ searches which means they have to go to the local authority which costs more. On checking it turns out that this is the case for the original mortgage company…you know the one that turned us down. The good news was that the new mortgage company is fine with the electronic searches. Hurrah!
The financial adviser was emailing to say that we need to provide more paperwork for the new mortgage company, despite being able to check various things through experian we still have to provide 12 months of bank statements. Now I’m pretty organised, well all my statements are in the same place in my filing cabinet….however they aren’t exactly in date order! So I spent a good part of this evening going through all my bank statements for the last12 months of course sods law says that one is going to be missing! I ended up having to check back through statements going back to 2001 before finding I had the missing statement in a pile of documents elsewhere that I hadn’t actually filed yet D’oh
Anyway I’m really hoping that this is the last obstacle but I don’t think we’ll be moving by Christmas now which is such a shame.
but as someone said you’ll definitely be by next Christmas and the house will be more habitable by then!